FinMasters logo
  • Credit Cards
    • Best Credit Cards for Excellent Credit
    • Best Credit Cards for Good Credit
    • Best Credit Cards for Fair Credit
    • Best Credit Cards for Poor Credit
    • Best Credit Cards for Very Poor Credit
    • Best Secured Credit Cards of 2022
    • 6 Best Unsecured Credit Cards for Bad Credit in 2022
    • Best Online Store Credit Cards With Guaranteed Approval in 2022
  • Loans
    • Best Personal Loans for Excellent Credit
    • Best Personal Loans for Good Credit
    • Best Personal Loans for Fair Credit
    • Best Personal Loans for Poor Credit
    • Best Personal Loans for Very Poor Credit
    • Best Auto Loans for Excellent Credit
    • Best Auto Loans for Good Credit
    • Best Auto Loans for Fair Credit
    • Best Auto Loans for Bad Credit
    • Best Auto Loans for Very Bad Credit
  • Credit
    • Best Credit Building Tools
    • Best Credit Builder Loans
    • Best Rent Reporting Services
    • Best Credit Repair Companies
    • Best Tax Relief Companies
    • Best Credit Repair Software (2022)
    • Best Debit Cards That Build Credit
    • 5 Ways to Build Business Credit
    • How To Get A Free Credit Score
  • Investing
    • Best Investing Tools
    • Best Stock Screeners
    • Best Stock Backtesting Platforms
    • Best Paper Trading Platforms
    • Stock Calculator
    • How to Buy IPO Stock
  • About Us

Credit

Learn how to build credit, maintain it, and even repair it when things get a bit off track.

Best Credit Building Tools

Best ways to build credit

Get A Free Credit Score

Check your scores for free

Build Business Credit

Set your business up for success

Best Credit Builder Loans

No credit check

Best Credit Repair Companies

When you need professional help

Best Credit Repair Software

For individuals and business

Products & Services

Here are some of our favorite credit-related products and services.

Self logo
Self

Build credit and savings with Self credit builder loan

Read Review
myFICO logo
myFICO

See all your FICO scores in one place

Read Review
Boom logo
Boom

Cheapest way to get credit for paying your rent

Read Review
Chime Secured Visa® Credit Card logo
Chime Secured Visa® Credit Card

A new way to build credit

Read Review
Experian Boost logo
Experian Boost

Report utility and telephone bills

Read Review
Sesame Cash logo
Sesame Cash

Debit card that builds credit

Read Review

Credit Basics

New to credit? Here are some basics.

Credit Scores 101: A Beginner’s Guide

27 mins read

How is My Credit Score Calculated? 5 Most Important Factors

13 mins read

How to Read a Credit Report: The Ultimate Guide

10 mins read

8 No-Nonsense Strategies to Rebuild Damaged Credit

11 mins read

5 Most Effective Ways to Start Building Credit in 2022

13 mins read

How to Improve Your Credit Score Fast: No-Nonsense Strategies That Work

12 mins read
Explore credit: Credit Scores | Build Credit | Credit Repair | Identity Theft

Credit Tools & Resources

All the tools you need to manage and repair your credit.

Credit Utilization Ratio Calculator

Auto Loan Payment by Credit Score

See how your credit impacts a payment on an auto loan

609 Credit Dispute Letter Template

Tried and tested template that works

Credit Inquiry Removal Letter Template

Remove an unauthorized inquiry on your credit report

Goodwill Letter Template

Remove a late payment from your credit report

Pay For Delete Letter

Settle with a collection agency

Latest Articles

10 mins read

Best Online Store Credit Cards With Guaranteed Approval in 2022

If you want a true online store credit card with guaranteed approval in 2022 then read this post, we compare the best store cards side by side.

Read More
Best Credit Building Tools

11 Best Credit Building Tools of 2022

23 mins read
Self Credit Builder Loan Review

Self Credit Builder Loan Review 2022: No Credit Check

10 mins read
LevelCredit Review

LevelCredit Review (2022): Rent and Utility Reporting

LevelCredit is a rent and utility reporting service that can help you build credit. Find out how it works and whether it's worth it.

SeedFi review

SeedFi Review (2022): Build Credit & Save Money

SeedFi provides credit builder loans and other loan products. This SeedFi review will help you decide whether the loans are what you need!

1 2 3 … 27 Next »

FAQs

  • How long does bankruptcy stay on your credit report?

    Most personal bankruptcies fall into two types, Chapter 13 and Chapter 7. As explained earlier, a Chapter 7 bankruptcy will remain on your credit report for up to 10 years after the filing date.

    Learn more about how long items stay on your credit report

  • What is a thin credit file?

    A thin credit file means that your credit record either has too little in it to generate a score, or it doesn’t have enough to convince potential creditors that you’re an acceptable risk.

    Learn about thin credit files

  • Can I get an apartment with no credit?

    Getting an apartment with no credit history might be difficult but by no means impossible. Here are some steps you can take:

    – Look for small landlord
    – Offer a higher deposit
    – Offer  a short-term lease
    – Get references
    – Find a roomate
    – More options

  • What is a FICO Score?

    A FICO score refers to the credit score calculated by the Fair Isaac Corporation.

    Learn more about FICO scores

  • Can medical bills affect your credit?

    Many, if not most, medical providers do not report to credit reporting agencies. In case a medical provider cannot get you to pay a medical debt, they will send your account to a collection agency. They will almost always report the debt to a credit reporting agency.

    Learn more about how medical bills affect your credit score

     

  • What is a credit mix?

    Your FICO credit score is built upon five main factors, and your credit mix is one of them. Credit mix represents a balance of revolving and installment credit accounts in your credit report.

    Learn more about credit mix

FinMasters Logo

Our goal at FinMasters is to make every aspect of your financial life easier. We offer expert-driven advice and resources to help you earn, save and grow your money.

Tools & Resources

  • Stock Spotlight
  • The Brief
  • Stock Calculator
  • Stock Research Reports
  • Financial Calculators

About

  • About Us
  • Editorial Policy
  • Latest Articles
  • Affiliate Disclosure
  • Contact Us
The content on finmasters.com is for educational and informational purposes only and should not be construed as professional financial advice. Finmasters is not a financial institution and does not provide any financial products or services. We strive to provide up-to-date information but make no warranties regarding the accuracy of our information.
Copyright © 2022 FinMasters | A Vertigo Studio Brand. All Rights Reserved
  • Terms
  • Cookie Policy
  • Privacy Policy
X

Must Reads

Why Are Gas Prices so High? 18 Questions Answered!

We did a little mythbusting on one of the burning questions of the moment. Here's what you need to know about why gas prices are so ...

How Does Inflation Works: An Illustrated Guide for the Rest of Us

With all this talk about inflation have you ever stopped to consider if you really know what inflation is? If you’re not really sure - join the club and read on. ...

12 Valuation Ratios Every Investor Should Know

Learn all about the 12 valuation ratios that allow investors to quickly estimate a business’s value relative to its ...

Popular Articles

12 Best Rent Reporting Services In 2022

Not all rent reporting services are created equal. To maximize your credit score increase you need to choose the best rent reporter for you. Learn ...

The 15/3 Credit Card Payment Hack: How, Why, and When It Works

Here's what you should know about the 15/3 credit card payment hack, including how it works and whether you should use ...

Yes, You Can Build Credit with a Debit Card. Here’s How!

In this blog post, we take a closer look at why you couldn't build credit with a debit card before, and why you can ...