28 mins read
What is a Credit Score: Definition, Factors and How to Improve It
Your credit score is a tiny number that has a big impact on your life. But what is a credit score, where does it come from, and how can you change it?
Read MoreLatest Articles
15+ Credit Score Statistics for 2023
9 mins read
5 Credit Karma Alternatives to Check Out in 2023
10 mins read
How Many Credit Scores Are There?
35+ types of credit scoring models & their credit score ranges: Equifax, Transunion, Experian, FICO, VantageScore, FICO Auto, Bankcard, and mortgage scores.
The Average Credit Score by Age, Race, State, and Income (2023)
Take look at data on demographic trends in credit scores and see what the average credit score looks like by age, race and state.
Why Did My Credit Score Go Down When Nothing Changed?
Your credit score can change for many reasons, even if you don't think anything on your report has changed.
5 Ways to Improve Your Credit Score Fast (2023)
13 mins read
What Is UltraFICO? Here’s What You Need to Know
UltraFICO is a new credit scoring model that includes your banking history. It can boost your credit score and improve your approval odds.
9 Best Ways to Build Credit for Free
Building credit takes time and effort, but it doesn't have to cost money. Find out our favorite ways to build credit for free.
How Does a Personal Loan Affect Credit Score? This Is How
Getting a personal loan can cause a short-term drop in your credit score. Handle your new loan well and your score will increase!
How To Get A Free Credit Score In 2023
Knowing how to get a free credit score can help you track your credit and your finances without spending. Here's how to do it!
What Credit Score Do I Need to Buy a House
5 mins read
Chase Credit Journey Review: Free Credit Score and More!
Are you looking for a free credit score service? Chase Credit Journey offers credit monitoring, score simulators, score tracking, credit education, card offers, personal loan offers, and more
MyFICO Review (2023): Is It Worth The Money?
MyFICO is the only way to get access to all of your FICO Scores, including your score for mortgages, auto loans, and more. Find out what it is and how it compares to Experian and Credit Karma in this myFICO review.
What Countries Have Credit Scores and How Do They Work?
Other countries have credit scores that are very different from the ones we use in the United States. Find out how they work.
How to Get a Free Copy of Your Credit Report
Explore all the ways you can get your credit report free of charge, all the ways you can request it, and which services to stay away from.
What Is Credit Monitoring and Do You Actually Need It?
Credit monitoring services can give you a vital early warning of identity theft. Here's how you can use them to protect yourself.
Does Closing a Credit Card Affect Your Credit Score?
How does closing a credit card affect your credit score? Factors like credit mix, credit history, and utilization ratio all play a role.
