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What Is UltraFICO? Here’s What You Need to Know
UltraFICO is a new credit scoring model that includes your banking history. It can boost your credit score and improve your approval odds.
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Does Closing a Credit Card Affect Your Credit Score?
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How to Build Business Credit with Bad Personal Credit
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How Long Does It Take to Build Business Credit?
On average, it can take two or more years to build good business credit, depending on how well you manage your tradelines.
How to Rent an Apartment with Bad Credit
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Does Debt Consolidation Hurt Your Credit?
Debt consolidation can be an effective loan payment strategy, but does debt consolidation hurt your credit? let's find out.
11 Best Ways to Build Credit in 2025
Explore our complete list of top credit building tools that can help you establish or improve your credit score.
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What are tradelines and how does the information they report affect your creditworthiness? Here's what you need to know.
What to Do if You’re a Victim of Identity Theft
If you know or suspect that you are the victim of identity theft, you must take action immediately. Here's what to do.
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Credit scores can be different for a variety of reasons including timing, credit bureau pulled, scoring model used, and more.
10 1/2 Credit Repair Myths And Facts
Credit repair myths can be found all over the internet. We take a look at some myths and also at some helpful realities!
What Is Credit Mix and How Does It Affect Your Credit Score?
Credit mix refers to the balance of credit account types on your credit reports. It's a significant factor in calculating your credit score.
When Were Credit Scores Invented? A Brief History
Do you want to know when and why credit scores were invented? Let’s review the history of credit scores in America, and examine how they evolved into their modern form.
Soft Inquiry vs. Hard Inquiry: How Do They Affect Your Credit?
Hard or soft inquiries are recorded every time someone checks your credit. Learn about what they are and how they affect your credit score!
What Is a Rapid Rescore, and How Do You Get One?
A rapid rescore may help you reduce your interest rate on a loan if you use it correctly. Learn what it is, how it works, and when to use one.
