25 mins read
11 Best Ways to Build Credit in 2025
Explore our complete list of top credit building tools that can help you establish or improve your credit score.
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What to Do if You’re a Victim of Identity Theft
9 mins read
12 Crucial Steps for Protecting Yourself Against Identity Theft
Identity theft can be devastating and can take years to recover from. Here's how to prevent identity theft by following a few basic steps.
What Countries Have Credit Scores and How Do They Work?
Other countries have credit scores that are very different from the ones we use in the United States. Find out how they work.
Why Are My Credit Scores Different?
Credit scores can be different for a variety of reasons including timing, credit bureau pulled, scoring model used, and more.
10 1/2 Credit Repair Myths And Facts
13 mins read
When Were Credit Scores Invented? A Brief History
Do you want to know when and why credit scores were invented? Let’s review the history of credit scores in America, and examine how they evolved into their modern form.
Soft Inquiry vs. Hard Inquiry: How Do They Affect Your Credit?
Hard or soft inquiries are recorded every time someone checks your credit. Learn about what they are and how they affect your credit score!
What Is a Rapid Rescore, and How Do You Get One?
A rapid rescore may help you reduce your interest rate on a loan if you use it correctly. Learn what it is, how it works, and when to use one.
What Is Credit Utilization, How It’s Calculated and How to Improve It
Your credit utilization is an important part of your credit score. Learn how to calculate it and all the ways in which you can improve it!
10+ Tips for Renting an Apartment With No Credit
7 mins read
How Long Does It Take to Build Credit?
How long does it take to build credit? That will depend on several factors, but it's worth the time it takes. Here's what you need to know.
Thin Credit Files: What They Are and How to Fix Them
You might have a thin credit file and not even know it. Let’s take a closer look at what it is and what you can do about it.
How to Dispute Information On Your Credit Report
Credit report errors can hammer your credit score. Learn how to dispute a credit report entry and get those errors removed!
How Long Does Information Stay on Your Credit Report?
Wondering how long certain items can stay on your credit report? Let's look at the rules and some common items you'll find on credit reports.
How to Read a Credit Report: The Ultimate Guide
Whether you're trying to improve your credit score or check for identity theft, you'll need to know how to read a credit report. Here's our complete guide to help you learn.
Learn How Your Credit Score Is Calculated – 5 Key Factors
Knowing how your credit score is calculated is the first step toward improving it. Here's what you need to know to understand that number.
