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Credit Cards

Learn all about how to use credit cards, find the best credit card for your needs and compare different credit card providers.

Best Credit Cards for Good Credit

Best Credit Cards for Fair Credit

Best Credit Cards for Bad Credit

Best Secured Credit Cards

Best Starter Credit Cards

Best Unsecured Credit Cards for Bad Credit

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Credit Cards Basics

Learn how to use credit cards responsibly.

How to Use Credit Cards Wisely: 11 Rules to Live By

10 mins read

How to Stop Using Credit Cards (Hint: Take These 6 Steps)

9 mins read

Credit Card Addiction: The Danger of Compulsive Buying Disorder

9 mins read

The Dos and Don’ts of Making Minimum Payments on Credit Cards

11 mins read

Are Credit Cards Your Financial Potato Chips?

5 mins read

A Simple Way to Eliminate The Dangers of Using a Debit Card

6 mins read

Letter Templates

Here's our collection of letter templates any credit card owner might find useful at some point.

Credit Card Hardship Letter

Credit Card Authorization Letter

Credit Card Dispute Letter

Latest Articles

12 mins read

OpenSky® Secured Visa® Credit Card Review (2023)

If you need a secured credit card with no credit check then this OpenSky Visa credit card review is for you. Learn how the card works!

Read More
The Best Credit Cards for Bad Credit

The Best Credit Cards for Bad Credit in September 2023

12 mins read
Best Secured Credit Cards

Best Secured Credit Cards of 2023

18 mins read
Best Credit Cards With No Credit Check

Best Credit Cards With No Credit Check in 2023

Credit cards with no credit check are often accessible to people with poor scores or limited credit history. Here are the best options.

Best Credit Cards for Building Credit

9 Best Credit Cards for Building Credit in 2023

Which are the best credit cards for building credit and how does each card provide you with the tools necessary to build good credit?

Tomo Credit Card Review

Tomo Credit Card Review (2023): Unsecured Card With No Credit Check

Tomo offers a credit card with no credit check, interest, fees, or deposit. Read our Tomo credit card review to see if it's worth getting.

Grain Digital Credit Card Review

Grain Digital Credit Card Review (2023)

12 mins read
Best Credit Cards According to Reddit

Unveiling 6 Best Credit Cards Reddit Users Love Most

13 mins read
Surge Credit Card Review

Surge Credit Card Review (2023) | Good Choice For Bad Credit

If you have bad credit then this Surge credit card review is for you. Learn how the card helps to fix your credit and apply today!

Capital One Secured Credit Card Review

Capital One Secured Credit Card Review (2023)

If you have bad credit then this Capital One secured credit card review is for you. Learn how this card can help fix your credit!

Best Starter Credit Cards with No Credit

Best Starter Credit Cards for People with No Credit (2023)

If you have no credit score or a thin credit file, you need a starter credit card for people with no credit. Here are some top choices.

Best Online Store Credit Cards

Best Online Store Credit Cards With Guaranteed Approval in 2023

If you want a true online store credit card with guaranteed approval in 2023 then read this post, we compare the best store cards side by side.

Best No Annual Fee Credit Cards for Travel

Best No Annual Fee Credit Cards for Travel in 2023

10 mins read
Self Visa Credit Card Review

Self Visa Credit Card: An In-Depth Review for 2023

9 mins read
Total Visa® Card Review

Total Visa® Card Review | Unsecured Card for Fair or Poor Credit

If you need an unsecured credit card that helps you build damaged credit, then this Total Visa® card review is for you. Learn how it works today!

How Do Credit Card Companies Make Money?

How Do Credit Card Companies Make Money?

Have you ever wondered how credit card companies make money? Learn about their revenue streams to help minimize the amount you pay them.

How to use credit cards wisely

How to Use Credit Cards Wisely: 11 Rules to Live By

Learning how to use credit cards wisely is an essential skill to master to manage a budget and build wealth over time. Here are 11 rules to live by.

How to Choose a Rewards Credit Card

How to Choose a Rewards Credit Card that Fits Your Lifestyle

Knowing how to choose a rewards credit card will help you earn rewards that are useful to you and maximize your gains.

Applied Bank® Secured Visa® Gold Preferred® Credit Card Review

Applied Bank® Secured Visa® Gold Preferred® Credit Card Review (2023)

The Applied Bank Secured Visa Card is packed with several features that make it one of the best secured credit cards without a credit check.

First PREMIER® Bank Secured Credit Card

First PREMIER® Bank Secured Credit Card Review (2023)

If you have bad credit then this First Premier Bank secured credit card review is for you. Learn how the card helps to fix your credit!

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FAQs

  • How do I increase my credit limit?

    There are two ways to increase your credit limit. When you have a good track record, your credit provider usually increases your credit card limit automatically. The second way to increase your credit limit is to ask your lender for one.

    Learn more about how to increase your credit limit

  • What is a secured credit card?

    Unlike the traditional credit card, a secured credit card requires you to put down a deposit with the issuer which then serves as your credit limit.

    Learn more about how secured credit cards work

  • Can I use my credit card before filing Chapter 7 bankruptcy?

    Taking on debt (credit card or otherwise) with no intention of paying it back is against the law. Whenever you charge something to your credit card, you’re promising to pay those amounts back. If you do so just before filing Chapter 7, it may appear as if you made that promise in bad faith, intending to include those debts in your bankruptcy.

    Read more on credit card use before filing for bankruptcy

  • What is credit card churning?

    Credit card churning involves continuously opening up credit cards to get the rewards they offer, then closing them to avoid annual fees. The financial institutions that provide credit cards dislike churning and while they can’t make credit card churning illegal, they often put measures in place to discourage it.

    Read up on credit card churning

  • What is manufactured spending?

    Manufactured spending lets you qualify for the introductory spending bonuses on credit cards by buying things you can turn back into cash. You then use that cash to pay your credit card bill.

    Learn more about manufactured spending strategies

  • Does the 15/3 credit card hack work?

    Truthfully, the 15/3 credit card payment hack is unnecessary. You won’t benefit from making two payments, so you can use any payment schedule that keeps your utilization ratio between 1% and 10% on your statement date.

    Read more about the 15/3 credit hack and how it works

As seen on: Yahoo Finance Business Insider CNBC Huffington Post Seeking Alpha
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