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The 15/3 Credit Card Payment Hack: How, Why, and When It Works
Here's what you should know about the 15/3 credit card payment hack, including how it works and whether you should use it.
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What Is UltraFICO? Here’s What You Need to Know
7 mins read
How Does a Personal Loan Affect Credit Score? This Is How
Getting a personal loan can cause a short-term drop in your credit score. Handle your new loan well and your score will increase!
Why Did My Credit Score Go Down When Nothing Changed?
Your credit score can change for many reasons, even if you don't think anything on your report has changed.
Does Closing a Credit Card Affect Your Credit Score?
How does closing a credit card affect your credit score? Factors like credit mix, credit history, and utilization ratio all play a role.
How Long Does It Take to Build Business Credit?
9 mins read
What Is a Business Credit Score and How Does It Work?
We look at what business credit is, what factors influence it, how it benefits you, and how to establish it.
How to Rent an Apartment with Bad Credit
Renting an apartment with bad credit can be very difficult. Here are some tips for securing an apartment, even if you have low or no credit.
Does Debt Consolidation Hurt Your Credit?
Debt consolidation can be an effective loan payment strategy, but does debt consolidation hurt your credit? let's find out.
11 Best Ways to Build Credit in 2025
Explore our complete list of top credit building tools that can help you establish or improve your credit score.
What to Do if You’re a Victim of Identity Theft
9 mins read
12 Crucial Steps for Protecting Yourself Against Identity Theft
Identity theft can be devastating and can take years to recover from. Here's how to prevent identity theft by following a few basic steps.
What Countries Have Credit Scores and How Do They Work?
Other countries have credit scores that are very different from the ones we use in the United States. Find out how they work.
Why Are My Credit Scores Different?
Credit scores can be different for a variety of reasons including timing, credit bureau pulled, scoring model used, and more.
10 1/2 Credit Repair Myths And Facts
Credit repair myths can be found all over the internet. We take a look at some myths and also at some helpful realities!
What Is Credit Mix and How Does It Affect Your Credit Score?
Credit mix refers to the balance of credit account types on your credit reports. It's a significant factor in calculating your credit score.
When Were Credit Scores Invented? A Brief History
Do you want to know when and why credit scores were invented? Let’s review the history of credit scores in America, and examine how they evolved into their modern form.
