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What Is Credit Monitoring and Do You Actually Need It?
Credit monitoring services can give you a vital early warning of identity theft. Here's how you can use them to protect yourself.
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See what the minimum credit score is for every type of home loan. From FHA to Conventional, VA to USDA, we reveal the credit scores required.
What Is UltraFICO? Here’s What You Need to Know
UltraFICO is a new credit scoring model that includes your banking history. It can boost your credit score and improve your approval odds.
Does Closing a Credit Card Affect Your Credit Score?
How does closing a credit card affect your credit score? Factors like credit mix, credit history, and utilization ratio all play a role.
Does Debt Consolidation Hurt Your Credit?
Debt consolidation can be an effective loan payment strategy, but does debt consolidation hurt your credit? let's find out.
What Countries Have Credit Scores and How Do They Work?
Other countries have credit scores that are very different from the ones we use in the United States. Find out how they work.
Why Are My Credit Scores Different?
Credit scores can be different for a variety of reasons including timing, credit bureau pulled, scoring model used, and more.
When Were Credit Scores Invented? A Brief History
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Learn How Your Credit Score Is Calculated – 5 Key Factors
Knowing how your credit score is calculated is the first step toward improving it. Here's what you need to know to understand that number.
Can Medical Bills Affect Your Credit Score?
Medical debt has unique features that determine its impact on your credit. Let's take a closer look at how medical bills affect your credit.
Credit Score Ranges: What They Mean and Why They Matter
Credit score ranges are as important to understand as the actual credit score itself. Find out what makes these categories so important.
What Is a Credit Score: Definition, Factors and How to Improve It
Your credit score is a tiny number that has a big impact on your life. But what is a credit score, where does it come from, and how can you change it?
How Many Credit Scores Are There?
35+ types of credit scoring models & their credit score ranges: Equifax, Transunion, Experian, FICO, VantageScore, FICO Auto, Bankcard, and mortgage scores.
What is Equifax? How to Check (and Boost) Your Equifax Score
Understanding what is Equifax is part of being an educated consumer. Learn what Equifax is and how to check your Equifax score so you can learn how to improve it.
