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Credit Cards

Learn all about how to use credit cards, find the best credit card for your needs and compare different credit card providers.

Best Credit Cards for Good Credit

Best Credit Cards for Fair Credit

Best Credit Cards for Bad Credit

Best Secured Credit Cards

Best Starter Credit Cards

Best Unsecured Credit Cards for Bad Credit

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Credit Cards Basics

Learn how to use credit cards responsibly.

How to Use Credit Cards Wisely: 11 Rules to Live By

10 mins read

How to Stop Using Credit Cards (Hint: Take These 6 Steps)

9 mins read

Credit Card Addiction: The Danger of Compulsive Buying Disorder

9 mins read

The Dos and Don’ts of Making Minimum Payments on Credit Cards

11 mins read

Are Credit Cards Your Financial Potato Chips?

5 mins read

A Simple Way to Eliminate The Dangers of Using a Debit Card

6 mins read

Letter Templates

Here's our collection of letter templates any credit card owner might find useful at some point.

Credit Card Hardship Letter

Credit Card Authorization Letter

Credit Card Dispute Letter

Latest Articles

13 mins read

5 Best Unsecured Credit Cards for Bad Credit in 2023

Are unsecured credit cards for bad credit a good way to rebuild credit? We've rounded up the best ones and their features.

Read More
Surge Credit Card Review

Surge Credit Card Review (2023) | Good Choice For Bad Credit

11 mins read
Best Secured Credit Cards

Best Secured Credit Cards of 2023

18 mins read
Best Credit Cards for Building Credit

9 Best Credit Cards for Building Credit in 2023

Which are the best credit cards for building credit and how does each card provide you with the tools necessary to build good credit?

OpenSky® Secured Visa® Credit Card-Review

OpenSky® Secured Visa® Credit Card Review (2023)

If you need a secured credit card with no credit check then this OpenSky Visa credit card review is for you. Learn how the card works!

Best Credit Cards for Fair Credit

Best Credit Cards for Fair Credit (580 To 669 Credit Score)

The best credit cards for fair credit will have features similar to higher-end cards. Only the rates will be higher. Here are out top picks.

Best Credit Cards for Excellent Credit

Best Credit Cards for Excellent Credit (740 To 850 Credit Score)

23 mins read
How to write a credit card authorization letter

How to Write a Credit Card Authorization Letter (With Sample)

6 mins read
What Is a Secured Credit Card and How Does It Work?

What Is a Secured Credit Card and How Does It Work?

If you are trying to figure out What is a Secured credit card then you need to read this guide. Learn how it can help you establish credit or rebuild it.

Credit Card Billing Errors

Credit Card Billing Errors: Why They Happen and How to Fix Them

Credit card billing errors can happen to anyone. Find out what qualifies as an error, and how to spot and fix them before it's too late.

Tomo Credit Card Review

Tomo Credit Card Review (2023): Unsecured Card With No Credit Check

Tomo offers a credit card with no credit check, interest, fees, or deposit. Read our Tomo credit card review to see if it's worth getting.

Credit Card Dispute Letter

Sample Letter for Disputing Credit & Debit Card Charges

A credit card dispute letter is your first line of response to a fraudulent or erroneous charge on your credit card.

How to write a credit card hardship letter

How to Write a Credit Card Hardship Letter

6 mins read
The Best Credit Cards for Bad Credit

The Best Credit Cards for Bad Credit in November 2023

12 mins read
Best Credit Cards With No Credit Check

Best Credit Cards With No Credit Check in 2023

Credit cards with no credit check are often accessible to people with poor scores or limited credit history. Here are the best options.

Best Starter Credit Cards with No Credit

Best Starter Credit Cards for People with No Credit (2023)

If you have no credit score or a thin credit file, you need a starter credit card for people with no credit. Here are some top choices.

Best Credit Cards for Good Credit

Best Credit Cards for Good Credit (670 To 739 Credit Score)

Credit cards for good credit are easy to find. You can get approved easily, but you still need to choose the right card. Here are our picks.

Best Credit Cards for 18-Year-Olds

Best Credit Cards for 18-Year-Olds: 1 Absolute Top & 8 Runner-Ups

When you turn 18 you are eligible for your own card. The best credit cards for 18-year-olds will help you establish credit and shop safely.

Best Second-Chance Credit Cards With No Security Deposit

5 Best Second-Chance Credit Cards With No Security Deposit

Can you get an unsecured credit card with bad credit? Yes. Here is our list of the best second-chance credit cards with no security deposit.

Best Credit Cards According to Reddit

Unveiling 6 Best Credit Cards Reddit Users Love Most

What are Reddit's favorite credit cards? We scoured the credit card threads to find out what actual users recommend.

1 2 3 Next »

FAQs

  • How do I increase my credit limit?

    There are two ways to increase your credit limit. When you have a good track record, your credit provider usually increases your credit card limit automatically. The second way to increase your credit limit is to ask your lender for one.

    Learn more about how to increase your credit limit

  • What is a secured credit card?

    Unlike the traditional credit card, a secured credit card requires you to put down a deposit with the issuer which then serves as your credit limit.

    Learn more about how secured credit cards work

  • Can I use my credit card before filing Chapter 7 bankruptcy?

    Taking on debt (credit card or otherwise) with no intention of paying it back is against the law. Whenever you charge something to your credit card, you’re promising to pay those amounts back. If you do so just before filing Chapter 7, it may appear as if you made that promise in bad faith, intending to include those debts in your bankruptcy.

    Read more on credit card use before filing for bankruptcy

  • What is credit card churning?

    Credit card churning involves continuously opening up credit cards to get the rewards they offer, then closing them to avoid annual fees. The financial institutions that provide credit cards dislike churning and while they can’t make credit card churning illegal, they often put measures in place to discourage it.

    Read up on credit card churning

  • What is manufactured spending?

    Manufactured spending lets you qualify for the introductory spending bonuses on credit cards by buying things you can turn back into cash. You then use that cash to pay your credit card bill.

    Learn more about manufactured spending strategies

  • Does the 15/3 credit card hack work?

    Truthfully, the 15/3 credit card payment hack is unnecessary. You won’t benefit from making two payments, so you can use any payment schedule that keeps your utilization ratio between 1% and 10% on your statement date.

    Read more about the 15/3 credit hack and how it works

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