FinMasters logo
  • Topics
    • Making Money
    • Manage Money
    • Credit
    • Debt
    • Loans
    • Investing
    • Book Club
    • The Breakdown
  • Make Money
    • How to Start Making Extra Income
    • Side Hustles for People Living in Rural Areas
    • Jobs That Provide Free Housing
    • Make Extra Money in Retirement
    • Dog Sitting With Rover
    • Reselling on Poshmark
    • Turo Car Sharing
    • Flipping Furniture
  • Build Credit
    • Best Ways to Build Credit
    • How to Rebuild Credit
    • Build Credit with a Debit Card
    • Best Secured Credit Cards
    • Best Rent Reporting Services
    • Best Credit Repair Companies
    • Best Credit Builder Loans
    • Credit Saint Review
    • Experian BOOST™ Review
    • Self Credit Builder Loan Review
  • Invest
    • Investing for Beginners
    • Tax-Advantaged Retirement Accounts
    • Best Investing Books
    • What Is Value Investing?
    • How to Research and Choose Stock
    • How to Buy Pre-IPO Stock
    • Best Investing Tools
    • Finviz Review
    • TradingView Review
    • Stock Rover Review
  • Tools
    • Stock Calculator
    • Stock Wars
    • Dollar-a-Day
    • FinMasters’ Risk Profile Test
    • Compound Interest Calculator
    • Savings Calculator
    • Loan Calculator
    • Auto Loan Calculator
    • Percent Discount and Tax Calculator
    • Money Counter
  • About Us

Credit Cards

Learn all about how to use credit cards, find the best credit card for your needs and compare different credit card providers.

Best Credit Cards for Good Credit

Best Credit Cards for Fair Credit

Best Credit Cards for Bad Credit

Best Secured Credit Cards

Best Starter Credit Cards

Best Unsecured Credit Cards for Bad Credit

Get Personalized Recommendations Based on Your Credit Score

I need help finding my credit score

Credit Cards Basics

Learn how to use credit cards responsibly.

How to Use Credit Cards Wisely: 11 Rules to Live By

10 mins read

How to Stop Using Credit Cards (Hint: Take These 6 Steps)

9 mins read

Credit Card Addiction: The Danger of Compulsive Buying Disorder

9 mins read

The Dos and Don’ts of Making Minimum Payments on Credit Cards

11 mins read

Are Credit Cards Your Financial Potato Chips?

5 mins read

A Simple Way to Eliminate The Dangers of Using a Debit Card

6 mins read

Letter Templates

Here's our collection of letter templates any credit card owner might find useful at some point.

Credit Card Hardship Letter

Credit Card Authorization Letter

Credit Card Dispute Letter

Latest Articles

7 mins read

The 15/3 Credit Card Payment Hack: How, Why, and When It Works

Here's what you should know about the 15/3 credit card payment hack, including how it works and whether you should use it.

Read More
Can You Pay Off a Personal Loan with Credit Cards?

Can You Pay Off a Personal Loan with Credit Cards?

7 mins read
How Do Store Credit Cards Work?

How Do Store Credit Cards Work and Should You Use Them?

7 mins read
Foreign Transaction Fee

Foreign Transaction Fee: What Is It? How Does It Work?

Before you travel outside of the United States, it's important to know what foreign transaction fees are and how to avoid them.

How to Choose a Rewards Credit Card

How to Choose a Rewards Credit Card that Fits Your Lifestyle

Knowing how to choose a rewards credit card will help you earn rewards that are useful to you and maximize your gains.

Credit Card Billing Errors

Credit Card Billing Errors: Why They Happen and How to Fix Them

Credit card billing errors can happen to anyone. Find out what qualifies as an error, and how to spot and fix them before it's too late.

Why You Should Never Make the Minimum Payment on a Credit Card

The Dos and Don’ts of Making Minimum Payments on Credit Cards

11 mins read
Credit card addiction

Credit Card Addiction: The Danger of Compulsive Buying Disorder

9 mins read
How to stop using credit cards

How to Stop Using Credit Cards (Hint: Take These 6 Steps)

Addicted to your credit card and need a way out? Learn how to stop using credit cards using these easy, practical methods!

How to use credit cards wisely

How to Use Credit Cards Wisely: 11 Rules to Live By

Learning how to use credit cards wisely is an essential skill to master to manage a budget and build wealth over time. Here are 11 rules to live by.

What Is a Secured Credit Card and How Does It Work?

What Is a Secured Credit Card and How Does It Work?

If you are trying to figure out What is a Secured credit card then you need to read this guide. Learn how it can help you establish credit or rebuild it.

How to write a credit card authorization letter

Ultimate Guide to Writing Credit Card Authorization Letters

A credit card authorization letter gives someone permission to use your card. Learn how to write one, and when it's appropriate to use it.

The Best Credit Cards for Bad Credit

The Best Credit Cards for Bad Credit

11 mins read
How Do Credit Card Companies Make Money?

How Do Credit Card Companies Make Money?

11 mins read
Best Online Store Credit Cards

Best Online Store Credit Cards With Guaranteed Approval

If you want a true online store credit card with guaranteed approval in 2023 then read this post, we compare the best store cards side by side.

Best Credit Cards According to Reddit

Unveiling 6 Best Credit Cards Reddit Users Love Most

What are Reddit's favorite credit cards? We scoured the credit card threads to find out what actual users recommend.

Best No Annual Fee Credit Cards for Travel

Best No Annual Fee Credit Cards for Travel

Many travel credit cards have huge annual fees, but not all do. These are the best no-fee credit cards for frequent travelers.

OpenSky® Secured Visa® Credit Card-Review

OpenSky® Secured Visa® Credit Card Review

If you need a secured credit card with no credit check then this OpenSky Visa credit card review is for you. Learn how the card works!

Surge Credit Card Review

Surge Credit Card Review | Good Choice For Bad Credit

If you have bad credit then this Surge credit card review is for you. Learn how the card helps to fix your credit and apply today!

Capital One Secured Credit Card Review

Capital One Secured Credit Card Review

If you have bad credit then this Capital One secured credit card review is for you. Learn how this card can help fix your credit!

1 2 3 Next »

FAQs

  • How do I increase my credit limit?

    There are two ways to increase your credit limit. When you have a good track record, your credit provider usually increases your credit card limit automatically. The second way to increase your credit limit is to ask your lender for one.

    Learn more about how to increase your credit limit

  • What is a secured credit card?

    Unlike the traditional credit card, a secured credit card requires you to put down a deposit with the issuer which then serves as your credit limit.

    Learn more about how secured credit cards work

  • Can I use my credit card before filing Chapter 7 bankruptcy?

    Taking on debt (credit card or otherwise) with no intention of paying it back is against the law. Whenever you charge something to your credit card, you’re promising to pay those amounts back. If you do so just before filing Chapter 7, it may appear as if you made that promise in bad faith, intending to include those debts in your bankruptcy.

    Read more on credit card use before filing for bankruptcy

  • What is credit card churning?

    Credit card churning involves continuously opening up credit cards to get the rewards they offer, then closing them to avoid annual fees. The financial institutions that provide credit cards dislike churning and while they can’t make credit card churning illegal, they often put measures in place to discourage it.

    Read up on credit card churning

  • What is manufactured spending?

    Manufactured spending lets you qualify for the introductory spending bonuses on credit cards by buying things you can turn back into cash. You then use that cash to pay your credit card bill.

    Learn more about manufactured spending strategies

  • Does the 15/3 credit card hack work?

    Truthfully, the 15/3 credit card payment hack is unnecessary. You won’t benefit from making two payments, so you can use any payment schedule that keeps your utilization ratio between 1% and 10% on your statement date.

    Read more about the 15/3 credit hack and how it works

Trending Posts

  • Money Counter Online
  • How to Set S.M.A.R.T. Financial Goals (With Examples)
  • Ultimate Guide to Writing Credit Card Authorization Letters
  • 6 Easy Ways to Get Paid to Talk to Lonely People
  • 15 Best Places to Sell Used Shoes and Make Money on the Side
  • Budgeting for Teens: Practical Advice for Parents
  • What Is a Paid in Full Letter and How to Request One?
  • Varo Believe Card Review: Building Credit With Your Debit Card
  • How Much Money Do I Need to Invest to Make $3,000 a Month?
  • What Is the Average Cost of Groceries ?
As seen on: Yahoo Finance Business Insider CNBC Huffington Post Seeking Alpha
FinMasters Logo

Our goal at FinMasters is to make every aspect of your financial life easier. We offer expert-driven advice and resources to help you earn, save and grow your money.

Tools & Resources

  • The Brief
  • Stock Calculator
  • Stock Research Reports
  • Monthly Budget Spreadsheet
  • Financial Calculators

About

  • About Us
  • Editorial Policy
  • Latest Articles
  • Affiliate Disclosure
  • Contact Us
The content on finmasters.com is for educational and informational purposes only and should not be construed as professional financial advice. Finmasters is not a financial institution and does not provide any financial products or services. We strive to provide up-to-date information but make no warranties regarding the accuracy of our information.
Copyright © 2025 FinMasters | A Vertigo Studio Brand. All Rights Reserved
  • Terms
  • Cookie Policy
  • Privacy Policy
X

Must Reads

Why Are Gas Prices so High? 18 Questions Answered!

We did a little mythbusting on one of the burning questions of the moment. Here's what you need to know about why gas prices are so ...

How Does Inflation Work: An Illustrated Guide for the Rest of Us

With all this talk about inflation have you ever stopped to consider if you really know what inflation is? If you’re not really sure - join the club and read on. ...

12 Valuation Ratios Every Investor Should Know

Learn all about the 12 valuation ratios that allow investors to quickly estimate a business’s value relative to its ...

Popular Articles

12 Best Rent Reporting Services

Not all rent reporting services are created equal. To maximize your credit score increase you need to choose the best rent reporter for you. Learn ...

The 15/3 Credit Card Payment Hack: How, Why, and When It Works

Here's what you should know about the 15/3 credit card payment hack, including how it works and whether you should use ...

Yes, You Can Build Credit with a Debit Card. Here’s How!

In this blog post, we take a closer look at why you couldn't build credit with a debit card before, and why you can ...