The evolution of personal finance has been going on for decades. Find out what’s changed, what hasn't, and what it all means for you.
Nick's Latest Articles
Catching identity theft early can significantly reduce the damage it causes to your finances. Find out the early signs of identity theft.
Building credit takes time and effort, but it doesn't have to cost money. Find out our favorite ways to build credit for free.
Home equity lines of credit (HELOCs) let you borrow against the equity in your home. Learn how they work, and the pros of cons of HELOCs.
Home equity loans let you borrow against the equity in your home. Learn how they work, and the pros of cons of taking out a home equity loan.
Other countries have credit scores that are very different from the ones we use in the United States. Find out how they work.
Here are some of the best trade jobs to consider as a cheaper alternative to the traditional college career track.
Financial planning can be difficult when your earnings are unpredictable. Find out how to budget on an irregular income.
Direct primary care involves paying a recurring fee to a doctor for routine services. Find out how it might fit in your healthcare strategy.
Payday loans are convenient, but they cost a lot more than many borrowers can afford. Consider these payday loan alternatives instead.
The gamification of investing is the addition of game-like features to investing apps. Find out how it works and why it's so controversial.
An HSA can help make your healthcare more affordable. Find out how they work and when they make the most sense.
Do you want to know when and why credit scores were invented? Let’s review the history of credit scores in America, and examine how they evolved into their modern form.
Making the minimum payment on your credit card increases your interest costs and keeps you in debt for longer. Find out why it's so costly.
Want to make money trading stocks? To separate yourself from the crowd, you need to understand why most traders lose money and what the ones who win do differently.
Have you been struggling to build your credit? This comprehensive Kikoff review will tell you what you need to know about the service, how it works, the costs, and more.
Sezzle Up offers interest-free financing and reports your payments to the credit bureaus. Our Sezzle Up review covers how it works and when it's worth it.
In this post, we review the Extra Debit Card to help you decide whether it’s your best option for building credit.
Would you like to learn more about Manufactured spending? In this blog post, we discuss what it is and how it works.
Do you love reading? In this blog post, we review The Millionaire Next Door and point out what we think are the easiest lessons to extract from the book.