Are you considering Optima Tax Relief to help you get out of debt with the IRS? Read these pros and cons of Optima first!
In our experience, there’s a lot of good and bad when it comes to tax debt relief. But we’ve found a company that is the real deal. That’s a good thing because tax debt can be stressful.
Let’s look at the pros and cons of Optima Tax Relief to see if they are a good choice for alleviating your tax debt.
📘 Read our Optima Tax Relief review to get a full picture of their services and what they can do for you.
Optima Tax Relief Pros: Where The Company Shines
No one wants to owe the IRS money. I know how tempting it is to bury your head in the sand.
But do you know what would be nice?
Tapping into an experienced tax debt company like Optima Tax Relief and knowing you can actually trust them.
If you have tax debt, give yourself a break. 8% of all U.S. taxpayers are delinquent.
But how do you know if you can trust them? Well, if you’re smart, you’ll look up their reviews and read the good ones and the bad on sites like Reddit, Yelp, and Trustpilot.
We’ve done that (along with 20+ hours of research), and here’s what we found.
1. The Tax Relief Team Is Super Friendly and Helpful
Have you read Optima’s reviews on Trustpilot?
The company has over 2,306 5-star reviews!
And you know what they say? Here’s a taste:
- “They made the experience stress free.”
- “Fast and friendly service from the start.”
- “They worked out everything with the IRS.”
- “Their team stayed in touch with us every step of the way.”
- “Professional and easy to talk to.”
I mean, this is tax debt relief we’re talking about. It’s supposed to be hard and stressful, right?
Optima Tax Relief takes away that pressure by working with the IRS to take care of your tax issue. They can help you avoid costly mistakes on the paperwork and forms you have to submit, such as Offer in Compromise forms.
Offer in Compromise Mistakes:
Tax relief expert (and former IRS revenue officer). Jeffrey McNeal says when he processed offers, he saw tons of mistakes made on the forms, even when prepared by CPAs and enrolled agents! So be sure to ask an expert for help.
2. Trained Professionals Keep You Updated
Most people think they should contact an attorney for help with the IRS. Lawyers can be beneficial in some situations, but most attorneys aren’t trained in tax debt relief.
Optima Tax Relief has an entire staff of attorneys and enrolled agents who specialize in tax issues. The company will also keep you updated along the way. You’ll never be in the dark.
3. The Better Business Bureau Has Accredited Them
With so many IRS scams out there, it’s nice to know that Optima Tax Relief is the real deal. They’ve been accredited by the Better Business Bureau (BBB) since 2012 and have earned an A+ rating.
Over 2,110 customers have left reviews about their experience with Optima Tax Relief. The company’s average rating from BBB reviews is 4.38 out of 5 stars.
That’s pretty impressive, especially given that the BBB is often where people come to complain.
4. Their Services Come With a Money-Back Guarantee
There isn’t much in this world that comes with a guarantee. Optima has you covered. You get a complete 15-day money-back satisfaction guarantee when you hire Optima Tax Relief.
Optima Tax Relief will refund the money you paid if you ask during the first 15 calendar days with no penalty or obligation.
Keep in mind the guarantee only applies during the Investigation Phase, but that’s when Optima connects with the IRS and does a complete review of your options, and that can be the most stressful part of this whole situation.
Learn what Optima Tax Relief can do for you
Optima Tax Relief Cons: Downsides to Consider
Even though hiring Optima to conquer your anxiety about dealing with your tax debt can be a smart move, there are a few downsides to consider.
1. They Don’t Help if You Owe Less Than $10,000 to the IRS
Optima can help you get tax relief, but only if you owe at least $10,000.
I hear you:
What do I do if I owe less than that?
You call one of our other top tax relief companies. Anthem Tax Services, for instance, has a lower debt requirement, and they can help you.
You can also call the IRS yourself. If you owe less than $10,000, you can usually work out an installment plan to repay your debt or negotiate a settlement on your own.
Quick Tip: Once you start an installment plan, you will have a harder time qualifying for a debt reduction request later. We recommend you speak to an expert to see if you qualify for tax relief first.
2. Their Services Aren’t Free
You already owe money to the IRS, now you have to pay for tax relief, too? Well, in a word: Yes.
Although there is a bright side: In our experience, they’re more upfront about costs and fees than some other companies out there.
Plus, your initial consultation is free.
Tax debt relief isn’t for everyone. Optima wants to make sure they can help you before you fork over a big chunk of money.
📘 Read our article on the cost of Optima Tax Relief to find out more about their fees and service costs.
3. It Can Take Time to See Results
Tax relief isn’t instant. Working with the IRS to resolve your debt can take time, and that can be frustrating. Luckily, Optima Tax Relief has a two-phase system.
And do you know what they do first?
They put out fires. You know, they take care of the hot-button issues – the most urgent matters – first. In many people’s cases, that might mean helping you get caught up on filing years of unfiled tax returns.
That’s super important because you can’t propose a settlement with the IRS (such as an Offer in Compromise) until you’re caught up on all your tax returns.
You can breathe a sigh of relief because you know Optima is on your side.
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When you hire Optima Tax Relief, the team knows what to do. After they take care of the urgent issues, they get to work to help you get the best results for your tax debt.
🔎 Tax Debt Resources
Tax Relief Resources
- How Does Tax Relief Work?
- Pros and Cons of Hiring a Tax Relief Company
- When Should I Hire a Tax Debt Relief Company?
Tax Relief Companies
- Best Tax Relief Companies
- Optima Tax Relief Review
- Anthem Tax Services Review
- Community Tax Relief Review
Managing Tax Debt
- How to Tackle Tax Debt: What to Do When You Owe Money to the IRS
- What Happens If I Can’t Pay the IRS?
- What If I Owe the IRS But Have Unfiled Tax Returns?
- Can I Settle with the IRS Myself?
- What is an Offer in Compromise (And How to Get It Approved)
- 5 Easy Steps to Set Up an IRS Payment Plan
- How to Settle Tax Debt with the IRS Fresh Start Program
- What is the Statute of Limitations on IRS Debt?
- Best Tax Relief Options If I Owe $10,000 to $15,000 to the IRS
- Best Tax Relief Options If I Owe $16,000 to $25,000 to the IRS
- Best Tax Relief Options If I Owe $26,000 to $50,000 to the IRS