13 mins read
How to Get IC System Off Your Credit Report and Off Your Back
Learn how to stop the annoying calls or letters from the IC System collection agency, and how to remove them from your credit report alltogether.
Read More
Debt Settlement vs. Bankruptcy
13 mins read
Should You Pay Off Personal Loans or Credit Cards First?
When deciding to pay off a personal loan or credit card first, it's usually best to focus on high-interest credit cards.
How to Communicate With Debt Collectors
A call from a debt collector is never a happy experience. Here's what you need to know about how to respond to debt collectors.
13 Tips for How to Pay Off Your Student Loan Debt
If you want to know how to pay off student loan debt, use these practical and personal strategies to get your debt tackled sooner than later.
When to File Bankruptcy? File Now or Wait?
There's no set rule that governs when you should consider bankruptcy, but there are indicators to consider. Let's look at some of them.
Should I Use a Personal Loan to Pay Off Credit Card Debt?
Should you use a personal loan to pay off credit card debt? Sometimes, but not always. We look at the pros and cons.
Life After Bankruptcy: How to Rebuild Your Credit and Your Finances
Once you’ve made it through the bankruptcy process, it's time to start rebuilding your financial life. We’ll share some things you need to know about how bankruptcy affects your credit and how you can get back on your feet and start anew.
Paying Off a Loan Early: Pros & Cons
Should you be paying off a loan early? It might be a good idea and it might not be. Let's consider some factors that might influence your decision.
What Is Credit Counseling and How Does It Work
9 mins read
How to Get Convergent Outsourcing Off Your Credit Report
Getting Convergent Outsourcing off your credit report is easier than you think. Here’s what you need to know to make the calls stop and improve your credit score.
How To Deal with Gurstel Law Firm
Gurstel Law Firm is an aggressive debt collector. Learn what it takes to get them off your credit report and improve your credit score.
Best Tax Relief Options If I Owe $10,000 to $15,000 to the IRS
What are your best options if you owe $10,000, $11,000, $12,000, $13,000, $14,000 or even $15,000 to the IRS? Payment plan vs. debt forgiveness options.
Federal Tax Lien: Definition and How to Remove
Find out the definition of a federal tax lien, what it means if you have one, and how you can remove it. Read on to find out more.
Chapter 7 vs. Chapter 13 Bankruptcy: 12 Differences You Need to Know
If you’ve decided on bankruptcy, you probably know that almost all individual bankruptcies are either Chapter 7 or Chapter 13. Here's a side by side comparison of the differences between them.
How To File Chapter 7 With No Money?
If you have to file Chapter 7 with no money, you need to know what to do about filing fees and legal fees. Can you DIY the whole thing?
