What If I Owe the IRS But Have Unfiled Tax Returns?
If you're in debt to the IRS, you've got to file your past-due tax returns before you can negotiate any sort of payment plan. Here's how to resolve unfiled taxes.
Read MoreDealing with debt can be scary and overwhelming. Getting out of debt is tough, but it’s worth it. We’re here to help with that. Read advice on dealing with debt, strategies for paying it off, best debt relief options, bankruptcy and much more.
Explore the most common ways to take control of your debt and get tips on what to look out for when seeking help.
Use these free tools to help you pay off debt and stay debt-free.
See how much you can save with a debt consolidation loan.
If you decide to settle your debts, you might need to write a debt settlement letter.
See how sooner you could pay off a loan if you decide to start making extra payments.
See how much you could save (or not) if you choose to refinance your student loans.
Compare your gross monthly income to your total debt payments.
Get a detailed overview of how much money you have coming in and what you’re spending it on.
If you're in debt to the IRS, you've got to file your past-due tax returns before you can negotiate any sort of payment plan. Here's how to resolve unfiled taxes.
Read MoreIf you owe the IRS a debt that is 2, 3, or 4 years old, your options to settle the debt or set up a payment plan are different from someone with new tax debt. Learn how to settle your tax debt today.
Whether you owe current taxes or 2, 3, or 4 years of back taxes to the IRS, we explain the interest, penalties, credit impact, and what you can do to escape it.
If you owe money to the IRS you may be wondering, How does tax relief work? We review four tips taken by taxpayers to get rid of their back taxes.
Should you use a personal loan to pay off credit card debt? Sometimes, but not always. We look at the pros and cons.
When deciding to pay off a personal loan or credit card first, it's usually best to focus on high-interest credit cards.
Debt consolidation can be an effective loan payment strategy, but does debt consolidation hurt your credit? let's find out.
There's no set rule that governs when you should consider bankruptcy, but there are indicators to consider. Let's look at some of them.
Find out what your debt-to-income ratio is and why it's important. Learn how to calculate your DTI and what DTI do you need to get a loan?
Collection agencies are using sneaky tactics to send consumers to jail for unpaid debts. How is this possible and what can you do to avoid it?
A person deep in debt is an attractive target for scammers. Let's take a look at some common debt relief and credit repair scams and ways to avoid them.
If you’ve decided on bankruptcy, you probably know that almost all individual bankruptcies are either Chapter 7 or Chapter 13. Here's a side by side comparison of the differences between them.
Buying a house after bankruptcy will be challenging for most people. But if you make the right moves you can do it too!
Bankruptcy is a legal process governed by federal law that can clear most forms of unsecured debt. Learn what bankruptcy is and how it works.
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Here's what you should know about the 15/3 credit card payment hack, including how it works and whether you should use ...
In this blog post, we take a closer look at why you couldn't build credit with a debit card before, and why you can ...