Debt Settlement vs. Bankruptcy
Debt settlement and bankruptcy are options if you have no way to pay your debts. Let's find out which is the better choice.
Read MoreDealing with debt can be scary and overwhelming. Getting out of debt is tough, but it’s worth it. We’re here to help with that. Read advice on dealing with debt, strategies for paying it off, best debt relief options, bankruptcy and much more.
Explore the most common ways to take control of your debt and get tips on what to look out for when seeking help.
Use these free tools to help you pay off debt and stay debt-free.
See how much you can save with a debt consolidation loan.
If you decide to settle your debts, you might need to write a debt settlement letter.
See how sooner you could pay off a loan if you decide to start making extra payments.
See how much you could save (or not) if you choose to refinance your student loans.
Compare your gross monthly income to your total debt payments.
Get a detailed overview of how much money you have coming in and what you’re spending it on.
Debt settlement and bankruptcy are options if you have no way to pay your debts. Let's find out which is the better choice.
Read MoreDebt consolidation can be an effective loan payment strategy, but does debt consolidation hurt your credit? let's find out.
There's no set rule that governs when you should consider bankruptcy, but there are indicators to consider. Let's look at some of them.
The debt avalanche method is the best financial strategy to eliminate high-interest debts and become debt-free. Learn to use it today!
Collection agencies are using sneaky tactics to send consumers to jail for unpaid debts. How is this possible and what can you do to avoid it?
A person deep in debt is an attractive target for scammers. Let's take a look at some common debt relief and credit repair scams and ways to avoid them.
If you’ve decided on bankruptcy, you probably know that almost all individual bankruptcies are either Chapter 7 or Chapter 13. Here's a side by side comparison of the differences between them.
Buying a house after bankruptcy will be challenging for most people. But if you make the right moves you can do it too!
Are you desperate to erase your debts and start fresh? Debt settlement might be the way to do it! Here's what you need to know.
Is debt consolidation right for you? Let's look at some common questions about this popular method of debt management. .
Should you be paying off a loan early? It might be a good idea and it might not be. Let's consider some factors that might influence your decision.
Learn about the ins and outs of credit counseling and how it can help you manage debt and improve your financial health.
If you feel like you’re buried under a mountain of debt and you’re struggling just to make minimum payments, debt relief may sound like salvation. Debt relief is real and it can help, but not all the options are good ones.
What are your best options if you owe $10,000, $11,000, $12,000, $13,000, $14,000 or even $15,000 to the IRS? Payment plan vs. debt forgiveness options.
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