10 mins read
When to File Bankruptcy? File Now or Wait?
There's no set rule that governs when you should consider bankruptcy, but there are indicators to consider. Let's look at some of them.
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What Is a Debt-to-Income Ratio (DTI) and How Is It Calculated?
Find out what your debt-to-income ratio is and why it's important. Learn how to calculate your DTI and what DTI do you need to get a loan?
Can You Go To Jail For Debt?
Collection agencies are using sneaky tactics to send consumers to jail for unpaid debts. How is this possible and what can you do to avoid it?
How to Spot Debt Relief and Credit Repair Scams
A person deep in debt is an attractive target for scammers. Let's take a look at some common debt relief and credit repair scams and ways to avoid them.
What Is Bankruptcy and How Does It Work?
Bankruptcy is a legal process governed by federal law that can clear most forms of unsecured debt. Learn what bankruptcy is and how it works.
How to Get Out of Debt for Good: The 5-Step Debt-Elimination Plan
Get out of debt by taking these 5 steps. It's not going to be easy, but your goal of getting out of debt can become a reality.
Debt Settlement: How It Works, Pros & Cons
Are you desperate to erase your debts and start fresh? Debt settlement might be the way to do it! Here's what you need to know.
What Is Debt Consolidation and How to Consolidate Debts
Is debt consolidation right for you? Let's look at some common questions about this popular method of debt management. .
Paying Off a Loan Early: Pros & Cons
9 mins read
What Is Credit Counseling and How Does It Work
10 mins read
What Is Debt Relief? How Does It Work and What Are Your Options
If you feel like you’re buried under a mountain of debt and you’re struggling just to make minimum payments, debt relief may sound like salvation. Debt relief is real and it can help, but not all the options are good ones.
Best Tax Relief Options If I Owe $10,000 to $15,000 to the IRS
What are your best options if you owe $10,000, $11,000, $12,000, $13,000, $14,000 or even $15,000 to the IRS? Payment plan vs. debt forgiveness options.
5 Easy Steps to Set Up an IRS Payment Plan
From checking your tax balance to submitting forms, learn the exact steps to set up an IRS payment plan.
When Should I Hire a Tax Debt Relief Company? Top 4 Reasons
We review the top four most common reasons for when you should hire a tax debt relief company. We address everything from when your tax bill is past due to if you are looking for a new payment plan.
Consumer Debt Statistics: Data, Trends & Demographics
America has a debt problem. These consumer debt statistics break that problem down into numbers and make it easier to understand.
Should I Consolidate Medical Debt?
Consolidating medical debt into a new credit account is usually a mistake. Find out what protections you could lose and what to do instead.
