How Do Store Credit Cards Work and Should You Use Them?
Store credit cards offer unique perks and rewards when you shop with a specific retailer. Consider one if you often use a specific store.
TJ's Latest Articles
BillTrim Review 2024: Is It Worth It?
BillTrim is a negotiation service that helps people save money on their monthly bills. Read our BillTrim review to learn more.
Foreign Transaction Fee: What Is It? How Does It Work?
Before you travel outside of the United States, it's important to know what foreign transaction fees are and how to avoid them.
Best No Annual Fee Credit Cards for Travel in 2024
Many travel credit cards have huge annual fees, but not all do. These are the best no-fee credit cards for frequent travelers.
Best Starter Credit Cards for People with No Credit (2024)
If you have no credit score or a thin credit file, you need a starter credit card for people with no credit. Here are some top choices.
What Does it Mean to be Upside Down on a Car Loan?
Being upside down on a car loan means owing more than your car is worth. Use these tips to avoid finding yourself in this perilous situation.
Best Credit Cards for Groceries (2024)
These are the five best credit cards for groceries, offering high rates of cash back on top of other valuable perks and rewards.
What Is the FDIC and Why Is It Important?
If visit a bank’s website, you’ll probably see the words “Member FDIC” or "FDIC insured" somewhere. Here's what you need to know about FDIC.
HELOC vs. Home Equity Loan: A Side-by-Side Comparison
HELOC vs. home equity loan: what's best for you? We look at the pros and cons of two popular ways to tap your home equity.
Term Life Insurance vs. Whole Life Insurance: Which is Right for You?
If you're shopping for life insurance you'll face a choice: term life insurance vs whole life insurance. Let's break it down.
US Foreign Aid Per Country: Who Gets the Most?
US foreign aid includes both economic and military aid to other countries. This aid helps advance American foreign policy goals.
Self Visa Credit Card: An In-Depth Review for 2024
The Self Visa credit card is a unique take on secured credit cards for people who have a Self Credit Builder loan.
Roth 401(k) vs. Traditional 401(k): How to Decide
Knowing the difference between a Roth 401(k) vs. traditional 401(k) can help you select the best retirement account for your needs.
6 Scary Money Tasks to Tackle Now
Scary money tasks are all around us, from checking a credit card statement to planning for death or disability. Let's look at some.
Understanding GDP: What It Is and How It’s Calculated
GDP is an important economic indicator that tries to calculate the value of all goods and services produced in an economy.
Who Owns the US National Debt?
The US national debt is owned by government agencies, state and local governments, mutual funds, individuals, and other national governments.
2023-2024 Tax Brackets and Federal Income Tax Rates
Federal income tax brackets determine how much tax you pay based on your income. Your effective tax rate increases as your income rises.
Defined Benefit vs. Defined Contribution: Understanding the Differences
Learning the differences between defined benefit vs. defined contribution plans will help you understand how each benefits your retirement.
Checking vs. Savings Accounts: Similarities and Differences
When deciding between a checking vs. savings accounts, consider why you're opening a bank account and your long-term financial goals
2022-2023 Capital Gains Tax Rates and How to Calculate Your Bill
Find the current capital gains tax rates, both short and long-term, and learn how to calculate your overall bill.
