When Were Credit Scores Invented? A Brief History
Do you want to know when and why credit scores were invented? Let’s review the history of credit scores in America, and examine how they evolved into their modern form.
Nick's Latest Articles
The Illusion of Wealth: Why Accumulating Material Possessions Doesn’t Guarantee Financial Security
Expensive material possessions can create the illusion of wealth, but buying them can cripple your finances. Find out how and why.
The Role of Family and Culture in Personal Finance: Navigating Different Values and Beliefs
Family and culture play a huge role in your financial perspective. Learn how to communicate with people who have different backgrounds.
Ovation Credit Repair Review: Is It Worth Using? (2023)
This Ovation Credit Repair review will help you understand what the company offers and determine whether they're worth hiring.
How Much Car Can I Afford to Buy?
A car is one of the most expensive purchases you're likely to make in your lifetime. Find out how much car you can afford to buy.
How to Evaluate Online Reviews When Making Purchase Decisions
Online reviews often present misleading information. Find out how to evaluate online reviews and make better-informed purchase decisions.
The Power of Negotiating Your Salary: How to Get the Pay You Deserve
Learning to negotiate your salary can significantly increase your lifetime earnings. Find out how to do it effectively.
5 Best Debt Relief Companies in 2023
Debt relief companies can help you settle your debts for less than you owe. Find out the best debt relief companies to use in 2023.
Should I Consolidate Medical Debt?
Consolidating medical debt into a new credit account is usually a mistake. Find out what protections you could lose and what to do instead.
Get Smart With Money Review: Is It Worth Watching?
This Get Smart With Money review will explore the best lessons in the Netflix documentary and help you decide whether it's worth watching.
Best Credit Cards With No Credit Check in 2023
Credit cards with no credit check are often accessible to people with poor scores or limited credit history. Here are the best options.
Root Insurance Review: Is It Worth Using? (2023)
Root Insurance premiums depend primarily on your driving habits. Read our Root Insurance review to find out if they're worth using.
Karma Drive Review: When Is It Worth Using? (2023)
Karma Drive is Credit Karma's usage-based insurance tool. This Karma Drive review will tell you how it works and when it's worth using.
LevelCredit Review (2023): Rent and Utility Reporting
LevelCredit is a rent and utility reporting service that can help you build credit. Find out how it works and whether it's worth it.
Perpay Review (2023): Is It Worth It?
Perpay is a buy-now, pay-later service that helps you build credit. Find out how it works and whether it's worth using in our Perpay review.
Esusu Rent Review (2023): Rent Reporting and Relief
Esusu Rent is a rent reporting service that shares your payments with the credit bureaus. Find out how it works and whether it's worth using!
Tomo Credit Card Review (2023): Unsecured Card With No Credit Check
Tomo offers a credit card with no credit check, interest, fees, or deposit. Read our Tomo credit card review to see if it's worth getting.
SaverLife Review (2023): Cash Rewards for Saving Money
SaverLife is a charity that gives you cash rewards for saving money. Read our SaverLife review to find out how it works and if it's legit.
The Evolution of Personal Finance, From the 70s to Now
The evolution of personal finance has been going on for decades. Find out what’s changed, what hasn't, and what it all means for you.
6 Early Signs of Identity Theft to Look Out For
Catching identity theft early can significantly reduce the damage it causes to your finances. Find out the early signs of identity theft.
9 Best Ways to Build Credit for Free
Building credit takes time and effort, but it doesn't have to cost money. Find out our favorite ways to build credit for free.