Do you want to know when and why credit scores were invented? Let’s review the history of credit scores in America, and examine how they evolved into their modern form.
Nick's Latest Articles
This Get Smart With Money review will explore the best lessons in the Netflix documentary and help you decide whether it's worth watching.
Credit cards with no credit check are often accessible to people with poor scores or limited credit history. Here are the best options.
Root Insurance premiums depend primarily on your driving habits. Read our Root Insurance review to find out if they're worth using.
Karma Drive is Credit Karma's usage-based insurance tool. This Karma Drive review will tell you how it works and when it's worth using.
LevelCredit is a rent and utility reporting service that can help you build credit. Find out how it works and whether it's worth it.
Perpay is a buy-now, pay-later service that helps you build credit. Find out how it works and whether it's worth using in our Perpay review.
Esusu Rent is a rent reporting service that shares your payments with the credit bureaus. Find out how it works and whether it's worth using!
Tomo offers a credit card with no credit check, interest, fees, or deposit. Read our Tomo credit card review to see if it's worth getting.
SaverLife is a charity that gives you cash rewards for saving money. Read our SaverLife review to find out how it works and if it's legit.
The evolution of personal finance has been going on for decades. Find out what’s changed, what hasn't, and what it all means for you.
Catching identity theft early can significantly reduce the damage it causes to your finances. Find out the early signs of identity theft.
Building credit takes time and effort, but it doesn't have to cost money. Find out our favorite ways to build credit for free.
Home equity lines of credit (HELOCs) let you borrow against the equity in your home. Learn how they work, and the pros of cons of HELOCs.
Home equity loans let you borrow against the equity in your home. Learn how they work, and the pros of cons of taking out a home equity loan.
Other countries have credit scores that are very different from the ones we use in the United States. Find out how they work.
Here are some of the best trade jobs to consider as a cheaper alternative to the traditional college career track.
Financial planning can be difficult when your earnings are unpredictable. Find out how to budget on an irregular income.
Direct primary care involves paying a recurring fee to a doctor for routine services. Find out how it might fit in your healthcare strategy.
Payday loans are convenient, but they cost a lot more than many borrowers can afford. Consider these payday loan alternatives instead.
The gamification of investing is the addition of game-like features to investing apps. Find out how it works and why it's so controversial.