When Were Credit Scores Invented? A Brief History
Do you want to know when and why credit scores were invented? Let’s review the history of credit scores in America, and examine how they evolved into their modern form.
Nick's Latest Articles
Get Smart With Money Review: Is It Worth Watching?
This Get Smart With Money review will explore the best lessons in the Netflix documentary and help you decide whether it's worth watching.
Best Credit Cards With No Credit Check in 2023
Credit cards with no credit check are often accessible to people with poor scores or limited credit history. Here are the best options.
Root Insurance Review: Is It Worth Using? (2023)
Root Insurance premiums depend primarily on your driving habits. Read our Root Insurance review to find out if they're worth using.
Karma Drive Review: When Is It Worth Using? (2023)
Karma Drive is Credit Karma's usage-based insurance tool. This Karma Drive review will tell you how it works and when it's worth using.
LevelCredit Review (2023): Rent and Utility Reporting
LevelCredit is a rent and utility reporting service that can help you build credit. Find out how it works and whether it's worth it.
Perpay Review (2023): Is It Worth It?
Perpay is a buy-now, pay-later service that helps you build credit. Find out how it works and whether it's worth using in our Perpay review.
Esusu Rent Review (2023): Rent Reporting and Relief
Esusu Rent is a rent reporting service that shares your payments with the credit bureaus. Find out how it works and whether it's worth using!
Tomo Credit Card Review (2023): Unsecured Card With No Credit Check
Tomo offers a credit card with no credit check, interest, fees, or deposit. Read our Tomo credit card review to see if it's worth getting.
SaverLife Review (2023): Cash Rewards for Saving Money
SaverLife is a charity that gives you cash rewards for saving money. Read our SaverLife review to find out how it works and if it's legit.
The Evolution of Personal Finance, From the 70s to Now
The evolution of personal finance has been going on for decades. Find out what’s changed, what hasn't, and what it all means for you.
6 Early Signs of Identity Theft to Look Out For
Catching identity theft early can significantly reduce the damage it causes to your finances. Find out the early signs of identity theft.
9 Best Ways to Build Credit for Free
Building credit takes time and effort, but it doesn't have to cost money. Find out our favorite ways to build credit for free.
What Is a HELOC and How Does It Work?
Home equity lines of credit (HELOCs) let you borrow against the equity in your home. Learn how they work, and the pros of cons of HELOCs.
What Is a Home Equity Loan and How Does It Work?
Home equity loans let you borrow against the equity in your home. Learn how they work, and the pros of cons of taking out a home equity loan.
What Countries Have Credit Scores and How Do They Work?
Other countries have credit scores that are very different from the ones we use in the United States. Find out how they work.
10 Best Trade Jobs for Earning a Good Living Without a College Degree
Here are some of the best trade jobs to consider as a cheaper alternative to the traditional college career track.
How to Budget on an Irregular Income in 5 Simple Steps
Financial planning can be difficult when your earnings are unpredictable. Find out how to budget on an irregular income.
Understanding Direct Primary Care: How It Works and What It Costs
Direct primary care involves paying a recurring fee to a doctor for routine services. Find out how it might fit in your healthcare strategy.
7 Best Payday Loan Alternatives to Use in a Pinch
Payday loans are convenient, but they cost a lot more than many borrowers can afford. Consider these payday loan alternatives instead.
Robinhood and the Gamification of Investing
The gamification of investing is the addition of game-like features to investing apps. Find out how it works and why it's so controversial.