Why Are My Credit Scores Different?
Credit scores can be different for a variety of reasons including timing, credit bureau pulled, scoring model used, and more.
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10 1/2 Credit Repair Myths And Facts
Credit repair myths can be found all over the internet. We take a look at some myths and also at some helpful realities!
What Is Credit Mix and How Does It Affect Your Credit Score?
Credit mix refers to the balance of credit account types on your credit reports. It's a significant factor in calculating your credit score.
When Were Credit Scores Invented? A Brief History
What Is a Rapid Rescore, and How Do You Get One?
A rapid rescore may help you reduce your interest rate on a loan if you use it correctly. Learn what it is, how it works, and when to use one.
What Is Credit Utilization, How It’s Calculated and How to Improve It
Your credit utilization is an important part of your credit score. Learn how to calculate it and all the ways in which you can improve it!
15 Important Credit Terms and Definitions You Need to Know
Most of us would like to know more about credit. To start with, we've put together this list of credit terms you should be familiar with.
10+ Tips for Renting an Apartment With No Credit
How Long Does It Take to Build Credit?
Thin Credit Files: What They Are and How to Fix Them
You might have a thin credit file and not even know it. Let’s take a closer look at what it is and what you can do about it.
How to Dispute Information On Your Credit Report
Credit report errors can hammer your credit score. Learn how to dispute a credit report entry and get those errors removed!
How Long Does Information Stay on Your Credit Report?
Wondering how long certain items can stay on your credit report? Let's look at the rules and some common items you'll find on credit reports.
How to Read a Credit Report: The Ultimate Guide
Whether you're trying to improve your credit score or check for identity theft, you'll need to know how to read a credit report. Here's our complete guide to help you learn.
Learn How Your Credit Score Is Calculated – 5 Key Factors
Knowing how your credit score is calculated is the first step toward improving it. Here's what you need to know to understand that number.
Can Medical Bills Affect Your Credit Score?
Medical debt has unique features that determine its impact on your credit. Let's take a closer look at how medical bills affect your credit.
Why Co-signing on a Credit Card Is a Bad Idea
What are the pros and cons of becoming a co-signer? And should you do it? Before you co-sign a credit card or loan you'll want to read this!
How to Spot Debt Relief and Credit Repair Scams
A person deep in debt is an attractive target for scammers. Let's take a look at some common debt relief and credit repair scams and ways to avoid them.
