Are you looking for a friendly, easy way to learn more about personal finance? We’ve done some of the work for you, scouring the internet and gathering some of the best blogs (and a couple of sites that started off as blogs) on personal finance, all in one place.
Whether you are wondering how others apply common financial advice to pay off debt or get rich, or you’re just nosey about other people’s financial reports, there is a blog for you. Different blogs have different personalities, so it’s worth looking at several before settling on the ones you find informative, entertaining, and helpful.
☝️ Remember that you’re always responsible for your own choices, so verify any recommendations independently before making financial decisions. If you aren’t sure, consulting a qualified financial advisor is always a good idea.
Let’s jump right in. Here are our top picks for the best finance blogs, in no particular order.
1. Four Pillar Freedom
Zach is a former data scientist who quit his job in 2019 and has been relying on the income from his websites ever since.
His success stands firmly on these four pillars:
- Philosophy (one’s motivation)
- Psychology (cutting unnecessary expenses)
- Work Ethic (working hard and cultivating a growth mindset)
- Finance (further investing and growing your income)
Read how he handled one of the most challenging years in our collective experience.
2. Financial Panther
Kevin is an attorney and blogger who understands the gravity of student debt. He was there himself after graduating in 2013 with over $86,000 in debt.
Getting rid of the debt by 2016 enabled him to regain his financial freedom and remodel his career path in tune with his definition of happiness.
3. Money Smart Guides
Jon spent 15 years in the finance industry, gathering valuable insights into the way people manage their personal finances.
His blog touches upon investing, retirement, saving money, building wealth, and getting rid of debt.
Some of the best content on his blog draws on his personal story with debt while offering concrete advice and real-world steps you can use to do improve your finances.
4. Reach Financial Independence
Pauline’s blog speaks to people who yearn for travel and adventure. Originally from Paris, France, she has traveled the world and lived in Guatemala, Spain, the UK, and Morocco.
The blog has valuable information on managing finances for freelancers bitten by the travel bug.
Tonya has been inspiring Millennials to stop living paycheck to paycheck since 2013, the year she started rewriting her money story and never looked back.
She also understands that we associate money talk with shame, guilt, and stress. Changing your mindset can bring you a couple of steps closer to achieving your monetary goals.
6. Clever Girl Finance
Bola Sokunbi, a Certified Financial Education Instructor, started her blog to empower women and encourage them to budget, invest, get rid of debt, and more.
More women work than ever before, but there is still an existing gender pay gap. Read all about it in her blog post.
7. Beating Broke
Melissa is a writer and mom who shares her insights on saving, cutting back expenses, and frugal living in a family context.
She draws from her own experience when writing about personal finance and has a lot to say about topics such as how to feed hungry teenagers while staying on a budget.
8. Good Financial Cents
Jeff Rose, a certified finance professional, started a blog on personal finance to answer FAQs from his clients and share lessons from his personal financial journey.
Now the website Good Financial Cents covers topics from every aspect of finance and keeps growing article by article.
9. Get Rich Slowly
J.D. Roth started the blog to document his journey towards financial freedom in 2004. At the time, that meant getting rid of debt he had been accumulating for 15 years.
After following his three-year plan to get out of debt, he became a debt-free man.
His approach to finances is holistic, and he acknowledges that fostering a money mindset and slowly working towards change is just as important as getting the math right.
10. Making Sense of Cents
Michelle is a Finance MBA graduate who created a blog to track paying off her student debt, which she did in only seven months.
Her blog is a motivation to readers to live life on their own terms.
Plus, you’ll find some great blogging tips.
11. Miranda Marquit
With over 15 years of experience as a freelance writer in the finance niche, Miranda has garnered vast knowledge of personal finance, writing craft, and freelancing.
Her blog is a valuable resource for both inspiring writers, people who define their freedom in the terms of a freelance career, or anyone interested in investing.
However, her crème de la crème content includes this deeply personal post on ruined credit.
12. Logical Dollar
Like many financial bloggers, Anna Barker graduated with debt that got her interested in all things finance. She started the blog to make personal finance information accessible to a wider audience.
The blog covers budgeting, investing, saving, and making money.
What makes her blog stand out is that she occasionally writes posts for teens, a group that is frequently left out of money talk.
13. Lazy Man and Money
The blog Lazy man is an anonymous journal that has been active since 2006. Besides passive income reports, the blogger shares his experiences with investing, saving, and more.
What makes his content unique is the consumer protection category on the blog.
Some products may not have a scam written all over them, but they can hurt one’s finances and sometimes even health. This is where “the lazy man” comes to save the day.
14. Well Kept Wallet
Deacon Hayes’ story of how he started the blog will sound familiar: like many other blogs on finance, he wanted to get rid of his debt and document the journey to becoming debt-free.
The combination of his experience with managing his own finances and his work as a financial planner make his blog a valuable and informative resource on everything personal finance.
15. Our Next Life
Tanja and Mark embarked on a journey towards early retirement in 2015. They wanted to leave their stressful careers and retire by the end of 2017.
Blogging helped them to retire early. It came with accountability, encouragement, and proof. Now their blog dispels myths about early retirement with a day-to-day account of what it is like in practice.
Following successful early retirement, life presented them with new challenges. Find out which ones they didn’t expect and what they learned one year into early retirement.
Fitnancials is a blog started by a Millennial woman who wanted to pay off her debts.
It’s been active since 2013 and it has transformed into more than just a blog: it inspires women worldwide to take control of their finances.
Find out what you can change by following the budgeting, saving, and making money tips from the blog for a single month.
17. Simple Thrifty Living
The blog shares financial advice from the perspective of a psychologist, journalist, finance expert, and regular folk who contribute.
They cover loans, insurance, investing, money-saving tips, and more.
Read the articles that weigh the risks and benefits of virtual banking or comparison between rentals for vacation and hotels.
18. What Mommy Does
Lena, a stay-at-home mom and CPA, started the blog to share her couponing and playdate tips with other parents.
As the blog grew, she learned a whole lot about blogging, extra income, and managing finances as a parent.
Spending less, earning more, and investing what’s left is Investmentzen’s financial philosophy in a nutshell. It’s that simple and that intricate at the same time.
Interested in personal stories of people who manage their finances or want solid advice on investing, real estate, credit cards, saving money, or retiring early? They’ve got it.
Read the post on how a million dollars can buy happiness or how much you need to have saved up in your retirement fund.
20. My Money Wizard
Money Wizard is all about saving and earning money. The blog shares the exact net worth and monthly financial reports of its anonymous owner.
It’s motivating to follow the progress and watch how it’s possible to accumulate wealth by setting money aside and diversifying your income.
21. Invested Wallet
Todd learned how to manage his money the hard way. After losing his job in 2014, he was left in debt and had to educate himself on personal finance.
He has now paid his debts and learned the ins and outs of personal finance, and his blog reflects that, with a category for every aspect of personal finance.
22. The Frugal Toad
Started by a personal finance enthusiast, this blog has been growing since 2011 and currently covers personal finance for beginners, travel, frugal living, and more.
The blog’s interpretation of frugality is aligned with minimalist philosophy in that it’s not about depriving yourself and becoming an extreme cheapskate, but about buying only essential things.
Therefore, travel can be a part of your life because the goal is to live a fulfilled, financially free, and happier life. Frugality can help you get there.
23. Financial Samurai
The blog was born amid the economic chaos of 2009. Its goal was to create a place to get away from the chaos and make sense of it.
Run by a financial expert with over 20 years of experience in the finance industry, the blog is informed by both personal experience and vast theoretical knowledge.
24. Mr. Money Mustache
Living frugally and within his means enabled Mr. Money Mustache to retire in his 30s and live a calm family life.
25. Passive Income M.D.
Peter is a Los Angeles-based anesthesiologist who started his blog to document his journey towards financial freedom.
The key to his financial freedom was passive income, so you’ll learn a lot about stocks, real estate, saving, and more.
What makes his content unique are true doctor stories that cover finances in the medical field.
26. Rich and Regular
Kiersten (corporate ladder escapee) and Julien (marketing and culinary expert) started the blog after discovering the F.I.R.E. (Financial Independence, Retire Early) movement in 2017. The movement emphasizes extreme frugality, high savings, and investment.
The blog is deeply personal as the couple shares both financial and life updates.
27. Bitches Get Riches
As you might have concluded from the blog’s name, this is not your regular blog on finance.
Kitty and Piggy (not their real names) write blog posts that are unfiltered, honest, hilarious, and offer valuable life lessons.
The blog covers debt, making and saving money, social issues, navigating careers, wellness, and relationships.
28. Arrest Your Debt
Police lieutenants need to manage their finances too. Ryan Luke, who is also a financial advisor when off duty, started the blog to share the financial lessons he learned the hard way.
He’s now debt-free, saving towards his retirement, and sharing all that he did to get rid of debt. You can do it too, whatever your salary.
With budget templates and multiple categories that cover different aspects of money management, any first responder – or anyone else – can use the information to become financially free.
29. Clever Dude
Brock, a software engineer, has been blogging on personal finance since 2006. Frugal living is a major part of his lifestyle.
30. Jackie Beck
Jackie is a debt expert, but she hears your debt woes because she’s been there herself.
Tracking money was the key to her becoming debt-free, and she believes that paying off debt and enjoying life shouldn’t be mutually exclusive.
31. Retire Before Dad
Creating a better life by learning from their parents’ mistakes and retiring at 55 to have more time for the family and travel are the goals of the investors writing this blog.
Multiple streams of income have been the key strategy for reaching these goals, but as the author gets closer to retirement the blog posts increasingly explore life beyond finances.
32. The Diary Of A Frugal Family
The blog is a journal for the entire family. It keeps you updated and also gives you valuable advice on frugal living.
Keeping to a budget as a family is not always easy. The blog offers tips on how to introduce frugality into every corner of your home can give you a lot of ideas on where to cut back.
Their guide for frugal Christmas is an interesting read.
33. Literally Broke
In 2019, Scarlett started a blog about personal finance to educate fellow creatives and artists who struggle with money.
She also shares monthly net worth updates.
34. Three Thrifty Guys
Charlie, Eddie, and Aaron are a power trio of writers who combine their money and life lessons in blog posts about finance and lifestyle.
The blog has the usual finance categories such as retirement, making and managing money, saving, retirement, and more.
35. Disease Called Debt
Determined to pay off the debt they accumulated on their credit cards, this couple started a blog to document the process of getting out of debt. In a short 22 months, they paid off a debt of $65K.
Their financial goals have expanded since and you can read about saving and building wealth as well as the things you say that keep you in debt.
36. Investment Moats
Kyith, a software engineer by day and blogger by night, has been sharing his experiences with money-making, saving, and investing since 2009.
Investment Moats now features dozens of posts that elaborate on all things personal finance.
Free calculators that help you predict how long it might take you to build wealth or pay off a car are helpful for both those just getting started and for spreadsheet enthusiasts.
37. A Purple Life
The early retirement movement has been on the rise since 2010,particularly among Millennials. But what happens after you save enough money to pay bills and leave work?
This blog follows a Millennial who has been sharing her plans for early retirement and her progress toward reaching those goals since 2015.
In 2020, she successfully retired, but is early retirement meeting her expectations?
38. Her First 100K
Tori has a knack for personal finances and entrepreneurship (she started her first business at the age of nine). She now helps other women to get their finances in order one blog post at a time.
She helps other women to get their finances in order one blog post at a time.
39. Physician on Fire
Leif is an anesthesiologist who retired early, at the age of 43. He discusses finance topics and shares all the tips that led him to achieve the final phase of the F.I.R.E. movement.
40. Cash Flow Diaries
Alexander’s definition of financial freedom is living off passive income. His goal is to get to $100K a year.
The blog is a journal that follows his progress and milestones on the road to financial freedom. He shares monthly net worth from property renting and blogging for all of you nosey people out there.
As the primary focus is real estate, you’ll find a lot of tips on home renting and renovation loans.
41. Budgets Are Sexy
The blog has been around since 2008. J. Money started it to track his goal, hitting $1 million. After 11 years, he succeeded and let Joel take over the blog.
Joel is an early to bed and early to rise makes a man retire early type of person. His blog posts on personal finance are fun yet informative to read.
Find out what is the difference between successful and unsuccessful investors, how to manage time and money, and more.
42. Marriage Kids and Money
Andy Hill started this blog in 2016 to share thoughts and experiences involving family finances. It has since developed into a business with accompanying podcasts.
Young families who are still figuring out how to manage money, pay off the mortgage, and budget can find a lot of helpful posts that can help them achieve their goals.
43. Women Who Money
Vicki and Amy are personal finance veterans who joined forces to create a blog for women who want to manage their money more effectively.
They share advice and resources that can help you get a hold of your finances whether you are a beginner or just getting started.
44. Penny Pinchin Mom
Tracy managed to get out of debt and her blog is a collection of her advice on finances, family matters, and lifestyle based on her own experiences and the lessons she learned along the way.
45. Saving Freak
Paul and Amy have a lot of ideas on where to cut back your expenses. They are a power couple who know their personal finances and want to share their experiences with others.
Whether your goal is to save for the future, learn about investing, or seek new ways to contribute with extra income in your family, they’ve got you covered.
46. The Savvy Couple
Kelan and Brittany make finance approachable and fun for families. They have been publishing regular blog posts on earning, saving, and investing since 2016.
Their blog has since grown into a full team of experts on finance and hundreds of posts that answer every finance question imaginable.
47. Frugal Woods
This blog is for families who are always on the lookout for ways to make their financial lives simpler and less stressful.
48. Route to Retire
Does your job feel like an endless Groundhog Day? Every day is the same and you spend a lot of time daydreaming about projects you never got around to doing?
Jim has been there.
Despite financial hurdles such as credit card debt and student loans, he’s currently enjoying his early retirement with his family in Panama.
Find out his secret to early retirement and what’s he up to lately.
49. Wallet Squirrel
Adam and Andrew are best friends who can help you to bring your A-game to the challenge of making money.
Since they started the blog in 2016, they’ve been testing many creative ways to get that extra income. Find out which ones don’t pay peanuts here.
50. The Financial Diet
What started as Chelsea Fagan’s humble blog for budget tracking in 2014 developed into a company run by eight women who can offer you a solid financial framework and elaborate how well Rachel Green’s budget from Friends would hold up in 2021.
They understand that our impulses can inform our spending patterns and the role our mental health has in managing personal finance.
Make sure to check out their YouTube channel for adulting tips, lifestyle hacks, financial insights, and more.
51. Debt Free Guys
David and John are husbands who empower the LGBTQ community with the fabulous financial tips they learned after accumulating debt and living beyond their means.
They found their key to financial freedom in getting rid of debt and creating the lifestyle they always dreamed about.
How to manage your finances and time to achieve that?
53. Money Saved Is Money Earned
Sebastian and Tawnya are two hard-working bloggers that share all the financial lessons they’ve learned in a blog covering saving, earning, developing the right mindset and more.
54. Frugal Confessions
Amanda, a certified financial instructor, writes a blog on how to make money management simple. She’s all about money systems that will teach you how to work smarter and not harder.
55. Root of Good
Wonder how early retirement works in practice? This blog will tell you, along with personal finance advice, regular life updates, and various money hacks.
After accumulating enough wealth to leave his daily job and retire, this financially independent man has been sharing what it’s like to enjoy life with his family.
This is everything he did to achieve early retirement at 33.
56. Millennial Boss
Julie started her blog to track her road toward paying off $100,000 debt. The liberal arts degree that is partially responsible for the debt helped her to turn her life around.
She shares monthly hustle earning reports and has a knack for finding cheaper alternatives for any event in your life, be it a wedding, Halloween, or travel.
57. The Mini Millionaire
Besides multiple posts on finance gathered on the site since 2014, there are a variety of posts that cover more than saving and making money.
58. Curious Cat
This blog shares various posts on investing and economics, and various financial literacy topics.
59. Broke Rich Girl
Mel started the blog to hold herself accountable for saving and learn about finance management.
The blog covers earning, travel, school tips, frugal living, and stage management (her profession).
60. Financial Residency
If you’re a physician who missed their personal finance college courses (perhaps because there weren’t any), this blog has all the information you need to get you started.
Whether you want to retire, buy your first home, escape that student debt, organize your finances, or feel clueless on where to start in general, there is a blog post here that will help you.
61. The Frugal Farmer
Whether you’re thinking of living off the grid and wondering if that is the right life for you or you’re already there and need some insight on farming and finance, this blog can help.
Two bloggers share their approaches to investing and earning money. They understand that money is a valuable resource and share their tips on how to be smart with it.
63. Time in the Market
Armed with a degree in Finance, the guy behind the blog puts complex financial lingo into simple terms and shares his advice on how to manage your money to live well.
For him, financial independence is not about extreme frugality, it’s about not having your options restricted when you reach the retirement age.
64. Bigger Pockets Blog
The blog is part of a larger website that covers various aspects of personal finance for both rookies and professionals. Their specialties are investing and passive income.
You’ll find a lot of advice on investing in real estate and making a better life for your family, which includes your pets.
65. Your Personal Finance Pro
The blog is run by money-making and saving enthusiasts. It’s been up since 2012 and it focuses on making money, becoming financially stable until retirement, and everything in between.
66. Save Spend Splurge
Sherry blogs on money and lifestyle and encourages readers to splurge on the things that matter.
She values high-quality items, making time for things that enrich your life, and travel experiences.
67. Newlyweds on a Budget
The blog covers different financial worries that particularly affect newlyweds.
Have you been wondering if:
- newlywed partners should have a will?
- there’s the best way to split the wedding cost?
- you can have a honeymoon without breaking a bank?
You know where to go to find those answers.
68. Suburban Finance
The blog covers personal finance topics and tips and tricks for changing your habits and lifestyle to achieve your goals.
69. Make Money Your Way
Pauline started this blog in 2013 to share ideas on how to earn more.
She doesn’t believe in get-rich-quick schemes but has many suggestions on how to hack your career and earn that coin, whether online, through passive income, through investing, or by side hustling.
70. The Luxe Strategist
The woman behind the blog shares how to save while simultaneously enjoying the occasional luxury splurges. Her purchases are calculated and she invests in quality pieces.
Her guides on saving money even in notoriously pricey cities such as New York, taking care of clothing to make it last, or how to discuss finances with your partner have helped many who follow her blog.
71. Turtle Investor
Kevin started his blog to share his knowledge of investing.
While the blog has plenty of valuable information on this front (for both new and experienced investors), you’ll also find posts that cover early retirement, travel, and multiple streams of income.
72. Financial Ducks in a Row
Finance planner Jim helps people get their finances straight by blogging on IRAs, social security, income tax, and everything in between.
Does he recommend a 401(k)?
Which earnings count towards the annual earning test?
What is the underpayment penalty all about?
Find out in the blog.
73. Thrifty Nomads
Created by travel enthusiasts, the blog focuses on travel guides and managing your finances before and while you travel.
It’s all about affordable travel and not depriving yourself of life-changing experiences like travel.
74. Len Penzo
Alive and kicking since 2008, this finance blog will turn you into an economically responsible individual, or at least give you the resources to work towards being one.
Find out what is your millionaire neighbor hiding from you, which wedding gifts he doesn’t hate 25 years after (is it a swan-shaped chip and dip set?), or all about mortgage basics.
75. Radical Fire
In 2018 Marjolein decided to become financially free. She’s been building her dream life ever since and has a blog to prove it.
So far, she has saved most of her income, increased her salary, started investing, and traveled while still hitting her financial goals.
76. Blogging Away Debt
Tricia’s need to pay off $36,000 in debt inspired this blog in 2006. After she paid her debt off, she passed the baton to the next blogger to share her getting out of debt journey.
Current members of the getting out of debt relay team are Rebekah, Sara, Elisabeth, Ashley, and James.
Follow their journeys to get inspired or check out their comprehensive guide to leaving that debt behind (without having to change your identity and leave the country) here.
77. Frugal Asian Finance
Frugality, finances, family matters, this blog has it all. Started in 2017, this blog is steadily turning into a complete business, as Mrs. Frugal Asian Finance shares in her earnings reports.
78. Modern Frugality
Jen got rid of her $78,000 debt in two years and she’s been helping others to get their money makeovers ever since.
Her approach is frugal and infused with a minimalist philosophy.
She has a lot of frugal tips that can save your wallet from getting sad, recommendations for the best places with free furniture, how to handle having to pay for your parent’s financial mistakes, and more.
80. The Blunt Bean Counter
Written by an accountant, this blog has been challenging the myth of the boring accountant since 2010.
He covers different tax conundrums such as how long you should keep your tax records, elaborates on how much money you need to retire, and reminds you that your kids are likely to fight over your real estate.
81. The Insurance Pro Blog
Licensed insurance agents Brandon and Brantley have been sharing their wisdom on insurance matters since 2011.
There’s also this handy life insurance calculator.
82. Life Happens
For life insurance beginners, the blog offers 101 guides that deliver relevant information about life insurance, disability insurance, and long-term care insurance.
Find out why even single people need life insurance, which insurance words are frequently misinterpreted, or more about the existing gender gap in life insurance.
83. Gathering Dreams
For Sara, regaining her financial freedom meant she could free up time for things that truly matter in life.
After working hard (60+ hours weekly), she learned how to work smart to take control over her resources and regain control over her money and time.
84. Northern Cheapskate
Here’s a blog run by extreme cheapskates who try to make the most of each and every penny. Their view on finances is linked to frugal living, but they also seek balance.
You’ll find a lot of posts on ways to cut back, sustainable and green living, as well as how to be more on the cheap side.
Does DIY home maintenance save you money?
Can you have fun and be cheap at the same time?
Find out on the blog.
85. I Pick Up Pennies
This blog is about celebrating our imperfections, frugal money management, and mental health.
It also includes a spending diary for all of you nosey people.
Read how every penny you save adds up to a significant amount over time, what are your rights if you get a ticket after being caught by a traffic camera, and all about the challenges of frugal living with depression.
86. Financial Best Life
Lauren shares advice on how to earn, save, pay off debt, and more. She had serious debt issues after college due to her shopping addiction and understands that money is more than numbers in your bank account.
Her posts help others to take control over their finances and find the motivation to turn money into a useful tool that enables us to live our best life instead of being a major source of stress.
88. The Outlier Model
Allen got on the personal finance train after realizing that he lacked financial literacy.
For him, money management is all about recognizing your needs and prioritizing them over your wants.
90. Retire by 40
Early retirement has been Joe’s major financial goal ever since he launched his blog in 2010.
After successfully retiring, he has been sharing his monthly financial reports from multiple streams of income.
Find out what he has to say eight years after retirement.
91. 1500 Days
The goal was to retire early 1500 days after the start of the blog. The blog is a collection of the experiences, lessons, and financial milestones along the road to achieving the goal.
92. Dinks Finance
The blog is currently written by money enthusiasts James, Gina, and Melissa. It covers financial management in relationships, building wealth, and ways to make money.
93. Busy Budgeter
Rosemarie is all about saving money, budgeting, and enjoying your life while you’re at it.
She has not always been good with money, but she got rid of debt and her finances are under control.
94. The College Investor
Robert Farrington started this blog on personal finance in 2009. It grew into a business and a major resource for personal finance enthusiasts.
95. The Simple Dollar
There’s a lot of contradictory information online, and research on personal finance can quickly become confusing.
The expert writing and editorial team that manages The Simple Dollar does all the heavy lifting for you and enables you to learn about every aspect of personal finance one blog post at a time.
NerdWallet started as a credit card comparison site in 2009. Now they cover every aspect of personal finance.
On the site, you can read the basics of banking, credit cards, mortgage, investing, loans, insurance, and travel.
97. Just Start Investing
This website launched with the idea of making investing accessible and easy to understand, but it explores topics beyond investing.
You’ll find 101 guides on investing, banking, budgeting, and credit cards as well as step-by-step guides that break down complex topics such as investing in index funds.
98. Money Crashers
What began in 2009 as a passion project to compensate for the lack of financial education developed into a full-time job for the founders of popular site Money Crashers.
This major personal finance blog covers all facets of managing your personal finance, including banking, loans, investing, and small businesses.
It’s a valuable resource for the basics of personal finance, but some of their best content sheds light on managing money with your roommates, significant other, or family.
99. Wallet Hacks
Wallet Hacks is another personal finance blog that grew post by post and became a major resource. They cover standard personal finance categories such as loans, investing, making, and saving money.
They also get personal and some of their best content includes articles on managing anxiety caused by our expectations and success and crucial financial decisions that will make the next Jeff Bezos out of you.
100. The Balance
The Balance has been publishing finance content for over 20 years and currently counts over 9000 articles.
A team of professional finance writers covers every aspect of personal finance imaginable. You’ll find information on budgeting, credit cards, banking, investing, loans, and more.
Not to brag, but we are pretty awesome too 🙂
We started our blog in late 2020, and since then, we have published over 200 articles covering a broad range of personal finance topics like debt, loans, budgeting, investing, taxes, and much more.
What I Learned After Visiting 100 Blogs?
Personal finance is personal. Very personal indeed.
We come from different backgrounds and sometimes may not even understand why we spend impulsively, splurge when we cannot afford it, or how to be financially responsible adults. Monetary troubles sneak into every part of our lives and affect our relationships, mental health, and often the overall quality of life.
Our personal finances include others. Whether we want to collaborate with them, share living expenses, or need their help, personal finance gets most complex when there’s more than one person involved.
Bloggers’ stories have patterns: most bloggers are either about getting out of debt or retiring early. I’ve been amazed over and over how fast people can get out of debt simply by creating a plan and following it religiously.
There are also a lot of successful blogs whose target audience is women and reminds us that there are still existing gender disparities in finance.
Generational differences also stuck out. Many of the blogs on the list are run by a specific generation, the Millennials, and reflect anxieties they have over their financial futures. Millennials were hit very hard by the 2008 financial crisis, and the experience of coping with that impact inspired many to record their experiences.
Many blogs were inspired by the eagerness to get rid of debt or find alternatives to nine-to-five jobs. In many cases, the blog ended up being their full-time job. Every post is a journal entry that collects their thoughts and creates accountability since people read and follow their content.
Many also share how many management practices learned from their families got deeply ingrained in their adult selves.
It’s going to be interesting to see how the next generations, raised by more financially literate parents, handle finances as adults and in what way will they define their financial freedom. Will it be in terms of early retirement, traveling, living debt-free, or something entirely new?
Did your blog get featured on our list? Show off with a badge: