Should You Sell Your Home as is or Fix it up?
Here are some important things to consider before you make the decision to either sell your home as is or fix it up.
John's Latest Articles
How to Write a Business Plan for a Small Business Loan
A well-written business plan may accelerate funding as well as keep leadership on course. Here's how to write a business plan well.
How to Get a Million-Dollar Loan: Business, Real Estate, Personal
With a little time and preparation, even large business loans don't have to be intimidating. Here's how to get a million-dollar loan.
Does Closing a Credit Card Affect Your Credit Score?
How does closing a credit card affect your credit score? Factors like credit mix, credit history, and utilization ratio all play a role.
Should I Use a Loan or Credit Card to Pay Medical Debt?
Are you wondering whether you should use a loan or credit card to pay for medical care? Here's why you should avoid it.
Rich vs. Wealthy: What’s the Difference?
There doesn't seem to be much difference between the terms "rich" vs. "wealthy." But people use them differently, and for good reason.
Can You Pay Off a Personal Loan with Credit Cards?
Can you pay off a personal loan with credit cards? It's certainly possible, but it's usually not the best way to do it.
What Are SBA Loans and How to Qualify
How do you qualify for an SBA loan, and how can it help your business? Here's more on SBA loan types, terms, and eligibility requirements.
Should I Use a Personal Loan to Pay Off Credit Card Debt?
Should you use a personal loan to pay off credit card debt? Sometimes, but not always. We look at the pros and cons.
How to Build Business Credit with Bad Personal Credit
Do you want to build business credit with bad personal credit? Here's the difference between the two and why you should keep them separate.
Can You Use a Personal Loan to Buy a Car?
Can you use a personal loan to buy a car? Sure, but generally an auto loan is preferable. Here's how the two options stack up.
Can You Use a Personal Loan for a Down Payment on a House?
Find out if you can use a personal loan for a down payment on a house and what might be some better options for you.
How to Rent an Apartment with Bad Credit
Renting an apartment with bad credit can be very difficult. Here are some tips for securing an apartment, even if you have low or no credit.
What Credit Score Do I Need to Rent an Apartment?
Perhaps you're wondering, "What credit score do I need to rent an apartment?" The answer will vary, and not all landlords will even check.
5 Top Klarna Alternatives: Features, Fees, Pros & Cons
Buy now pay later firms like Klarna have emerged as a popular alternative to credit cards. Consider these 5 Klarna alternatives.
When Is a Good Time to Buy a House?
If you want to know when it's a good time time buy a house, keep track of several factors that may be either in or out of your control.
When Should I Refinance My Student Loan?
There is no defined time for when you should refinance your student loans. Here are the factors that can help you decide.
Personal Loan Scams: How to Spot the Signs
Personal loan scams are common, but you don't have to be a victim. These ideas can help you avoid them from the start.
Is Getting a Personal Loan a Good Idea?
Is getting a personal loan a good idea? Before you take out a personal loan, consider the potential impacts on your finances.
How to Refinance a Personal Loan and When to Do It
There are many reasons why you might want to refinance a personal loan. Here are some pros and cons, and basic steps on how to do it.
How to Refinance a Car Loan
If you struggle with your car payments, refinancing may be a good option. Here are some tips on how to refinance a car loan.